PayU For D2C & E-Commerce

Financial Infra to Power
Every NBFC Business

150+Payment Methods
$90 Billion +Total Payment Volume
40%Improved Repayments


Simplify loan disbursals and automate collections with PayU’s payment solutions for NBFCs. Enable seamless repayments, reduce payment failures, and streamline reconciliation as you scale.

The PayU Edge

Solving Challenges In
The D2C & E-Commerce Business

Recommended products
& services for NBFC

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Simplify Disbursals with Instant Account Validation

  • Simplify Disbursals with Instant Account Validation
  • Penny-drop validation with ₹1 transfers
  • Penny-less instant account validation without fund movement
  • Prevent unauthorised transactions with real-time TPV

Validate beneficiary bank accounts quickly and securely before disbursing loans, reducing errors, fraud, and payment risks.

Validate beneficiary bank accounts quickly and securely before disbursing loans, reducing errors, fraud, and payment risks.

Automate Recurring Repayments at Scale

  • Collect SIPs and EMIs via eNACH mandates
  • Enable UPI AutoPay for small-ticket repayments
  • Real-time bank account validation with TPV
  • Dynamic VPAs to map payments to accounts and simplify reconciliation

Automate recurring repayments with compliant mandates and smarter UPI collections, while simplifying account validation and reconciliation.

Automate recurring repayments with compliant mandates and smarter UPI collections, while simplifying account validation and reconciliation.

Streamline Payment Collections

  • Let customers pay via easy-to-share payment links
  • Collect payments and send reminders via WhatsApp
  • Enable QR payments across 140+ UPI apps
  • Authenticate payments without redirects using Native OTP

Offer borrowers convenient ways to pay across channels, while reducing friction and improving payment completion rates.

Offer borrowers convenient ways to pay across channels, while reducing friction and improving payment completion rates.

Dynamic VPAs for UPI Collections

  • Every customer receives personalized QR code, embedded with their unique VPA
  • Customer scans QR code and pays via any UPI app
  • Reconcile collections automatically in real time
  • Deactivate VPA after full repayment

Expand globally with a seamless local payment experience, faster settlements, and one integration for all your international payment needs.

Expand globally with a seamless local payment experience, faster settlements, and one integration for all your international payment needs.

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Largest Suite of
Products & Solutions

Easy, Flexible and Loved by Developers

Stable and completely API-driven technology designed to scale your digital infrastructure with zero manual intervention.

  • Production-Ready Live Documentation
  • Real-Time Interactive Playground
  • Comprehensive Developer Reference Guides

Safe, Secure, and Fully Compliant

  • PCI DSS Compliant

    Safeguard every transaction with industry-leading data security standards.

  • SSL Encryption

    Sensitive consumer data is protected with end-to-end encryption layers in real time.

  • Tokenisation

    Secure user card details dynamically through auto Token Hub technology.

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