Flexible
EMI Options
Offer Credit Card EMI, Debit Card EMI, Cardless EMI, and No-Cost EMI to give customers more ways to pay.


PayU EMI helps businesses make high-value purchases more affordable with flexible Credit, Debit, Cardless, and No-Cost EMI options. Improve checkout conversions, increase average order value, and offer customers a seamless payment experience.
Offer Credit Card EMI, Debit Card EMI, Cardless EMI, and No-Cost EMI to give customers more ways to pay.
Enable real-time credit checks and instant approval for eligible customers, subject to issuer or provider approval.
Receive settlements in as little as 15 minutes, helping you maintain cash flow without waiting for customer repayments.
Offer multiple EMI options through a single integration, helping customers manage payments and make purchases more affordable.
Offer multiple EMI options through a single integration, helping customers manage payments and make purchases more affordable.
Set up EMI quickly, monitor EMI transactions, track settlements, view payment insights, and manage your payment activity from a single, easy-to-use dashboard.
Set up EMI quickly, monitor EMI transactions, track settlements, view payment insights, and manage your payment activity from a single, easy-to-use dashboard.
Customers choose EMI as their preferred payment option during checkout.
Customers select an EMI plan that fits their budget and complete eligibility checks.
Once approved, the order is confirmed instantly while customers pay in easy installments.
Stable and completely API-driven technology designed to scale your digital infrastructure with zero manual intervention.


Safeguard every transaction with industry-leading data security standards.
Sensitive consumer data is protected with end-to-end encryption layers in real time.
Secure user card details dynamically through auto Token Hub technology.
Appreciate PayU’s reliable and solution driven approach. Whenever we faced any challenges, they always stood by us as strong and stable partners.
That is the assurance we have had with PayU that helped us scale each time, right from the very beginning.